You’ve taken all the right steps to make sure that your business is properly insured. But, if disaster strikes, do you have a plan for how you’ll deal with it? Your actions in the wake of an unexpected event can affect your claim, so it’s important you follow the right process.

Insurance is a product that you often don’t fully appreciate until you need to make a claim. But, if that time comes, are you sure you’ll be covered for everything that you’ve lost? How do you know beforehand if you have the right level of cover and the right policy for your needs? Here are four points to consider when you go shopping for insurance.