Technology is a marvellous thing, always presenting us with new and exciting ways of talking to our clients, processing our daily tasks, storing information and accepting and making payments. But the more heavily we come to rely on it to function efficiently (or at all), the more exposed we become to suffering financial losses if that technology fails. Here are some of the major risks that your tech-dependent business might face.

With the explosion of technology over the last couple of decades, and the ever-growing amount of personal data that most of us store online, identity theft has become increasingly common. The Department of Internal Affairs estimates that as many as 133,000 New Zealanders have their identity stolen every year. Criminals who steal people’s identities use them for a range of purposes, such as gaining access to money or services they aren’t entitled to, or avoiding prosecution for their own offences by pretending to be someone else.

The internet is a fantastic tool for children, with educational tools, games and plenty of age-appropriate entertainment available. But it’s also full of content that is completely unsuitable for kids. Perhaps worse, it can be a digital stomping ground for bullies and predators. As parents, it’s our job to keep our kids as safe online as we do everywhere else. Here are some tips on making sure their internet experience is a positive one.