Natural disasters are unpredictable and unpreventable, but you can still take steps to protect yourself from some of their effects. Here are some things you can do to make sure that you and your family are prepared to cope with a natural disaster.

When you take out a new insurance policy, one of the most important things you need to do is answer all the disclosure questions on the application form. While some of them might not seem relevant, to make sure you’re properly covered, it’s vital you answer them all truthfully and completely.

Like any modern business, you probably rely on technology for everything from talking to your clients and storing their data through to accepting their payments. But if your systems were to fail because of a malfunction, cyber-attack or service outage, could you continue to operate in the meantime? If not, how long could you survive before you started losing revenue?