Christmas has come and gone for another year, and with all the gifts that have made their way into your home, now is a great time to review what’s covered by your contents insurance.

If you’re in the business of providing advice, guidance, or services to your clients, you regularly expose yourself to professional liability risk. Professional Indemnity insurance provides you with financial protection if something goes wrong.

As an employer, you’re responsible for the safety of your employees while they’re at work. Unfortunately, sometimes an employee will suffer an illness or injury while performing their job. If you’re assuming ACC will cover all the associated costs, you could be leaving yourself open to financial loss.