Whatever you drive, it's essential you have the right car insurance.

Why do I need car insurance?

Car insurance protects you in the event of you getting into an accident. It doesn’t just help you get your wheels back on the road and rolling, but it can cover some pretty big costs that might not be immediately evident.

If you’re the at fault driver in an accident, you may be liable for all the damage that gets caused – to your car and third parties. Some people are willing to take the risk on their own car – but how would you feel about stumping up $200,000 for a written off Mercedes?

How does it work?

Comprehensive car insurance does two key things - protects you from any financial liability you may have to third parties following a car accident, and covers any damage to your car caused in an accident.

Third party car insurance only protects you from the financial liability to may have to third parties following an accident. Some third party policies also cover damage due to fire and theft.

Understanding what you're covered for and what you need to be covered for is really important. If you're not sure about what you're covered for, contact our expert team and they'll help you out.

What else do I need to know?

A car accident can be a pretty traumatic experience, and it can be hard to know what to do if you've just experienced one. However, the best time to get the information necessary to make an insurance claim is immediately after the accident. Once you've made sure that everyone is ok, and that there is no further risk posed to you, anyone else involved, or the public as a result of the accident, starting to organise information about the accident is the next thing to do. Check out our how to guide or our frequently asked questions for more information.


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